Support for Moments That Matter

Major life changes, like marriage or divorce, can affect your benefits, and we’re here to help you navigate what comes next. Visit Changing Your Benefits to see which benefits you can update. Keep in mind that you have 60 days to make changes. While you’re there, you might also want to review and update your beneficiary designations, as needed, to ensure your benefits reflect your current wishes and family situation.

If your name or address has changed, or if you want to update how much federal tax is withheld from your paycheck (your W-4), be sure to make those updates in Workday.

If you’re going through a divorce, our Employee Assistance Program (EAP) provides confidential support, including counseling for you or your family and access to legal resources to help you understand your options and next steps.

Whether you’re planning for the future or welcoming a new addition, we offer benefits and resources to support you at every stage. Through Carrot, you have access to comprehensive family‑building support, including fertility services, adoption and surrogacy assistance, postpartum resources, such as doulas and breast milk shipping, and on‑demand parenting guidance.

If you’re the birthing parent, you may be eligible for short-term disability benefits. After your disability leave ends, parental leave is available to give you time to bond with your little one and settle into this new chapter. Parental leave isn’t just for birthing parents; fathers, partners, and adoptive parents can also use this time to support their families.

Along with these benefits, the Family and Medical Leave Act (FMLA) provides job-protected, unpaid time off for all parents. It ensures that you can take the time you need to focus on your growing family.

As your family grows, remember that certain moments, like the birth or adoption of a child, qualify as life events that permit you to change your benefits elections. You must update your benefits and add your child to your coverage within 60 days of the birth or adoption.

Before you go, take a moment to explore the next section, Parenting and Raising My Family, where you’ll find even more helpful tips and resources to support you and your family on your parenting journey.

When it comes to supporting the people you care about most, we have plenty of resources to help make life a little easier. Our Employee Assistance Program (EAP) is a great place to start. It offers confidential counseling for you and your family, plus referrals for child care and adult care. You can also get help with maintaining work-life balance and legal guidance for issues, including adoption, guardianship, wills, trusts, and powers of attorney.

Whether you’re adjusting to life with a newborn, chasing after a busy toddler, or navigating the challenges of preteen years, Carrot is here to support you. We provide guidance and resources for parents of kids ages 0 to 12, so you can feel confident, no matter what stage you’re in.

To help your budget go further, you can use the Dependent Care Flexible Spending Account (DCFSA) to set aside pre-tax dollars for eligible child care or elder care expenses. Plus, through Perks at Work and our National DiscountsRestricted access information, your family can save on child care at a variety of well-known centers.

If you’re caring for a family member, the Family and Medical Leave Act (FMLA) may offer you unpaid, job-protected time off so you can focus on what matters most.

When life gets busy, our flexible time-off options give you the freedom to take time when you need it to handle personal or family responsibilities.

Caring for your family means having support when you need it most. Through our Employee Assistance Program (EAP), you and your loved ones can access confidential, no-cost services to help navigate everyday responsibilities and life’s more complex moments. The EAP provides help finding elder care and legal resources, such as estate planning, assisted living, wills, and guardianship, as well as short-term counseling and tools to support work-life balance.

To help you manage caregiving costs, the Dependent Care Flexible Spending Account (DCFSA) allows you to save pre tax dollars on eligible child care and elder care expenses.

State Farm also provides meaningful mental health support when you’re caring for an ill or aging loved one. 

If you need time away to care for a family member, the Family and Medical Leave Act (FMLA) offers job-protected, unpaid leave and peace of mind so you can focus on your loved ones.

When personal or family needs arise, our flexible time-off options make it easier to handle what matters most.

Prioritizing your physical well-being. is easier with the tools and programs available to you through State Farm. Preventive care is key to maintaining your long-term health and catching potential issues early. Good news: Our medical plans cover all preventive care at 100%, so you can focus on feeling your best.

The Live Well, Be Well page serves as your central hub for fitness, nutrition, mindfulness, and overall well-being. resources, making it simple to take the next step toward a healthier lifestyle.

Ready to dive into coaching and support, on-demand workouts, and exclusive savings on fitness gear, wellness products, and gym memberships? You’ll find Nutrition and Fitness content to help stay active and feel great, all in one spot.

When health concerns arise for you or your family, it’s important to know that you’re not alone and you have access to plenty of support.

If you’re covered by a Blue Cross Blue Shield of Illinois (BCBSIL) health plan, you can:

• Connect with an Accolade Care Advocate for personalized help with your health and benefits, including resolving claims, finding in-network providers, and understanding care options. They can also link you to a registered nurse for support with medical case management, condition or maternity care, and 24/7 symptom triage.
• Rely on expert second opinion services from 2nd.MD when you’re faced with a critical health care decision and aren’t sure what treatment option is best. To help you feel confident about your care plan, you can connect with a board-certified leading physician for an expert medical consultation.
• Explore surgical care support through Lantern if surgery is part of your journey. Find the best surgeons, compare treatment options, get ready for what’s ahead, and potentially save money on your procedure.
• Access no-cost virtual physical therapy through Sword to help prevent and treat pain from surgery or musculoskeletal issues, such as back, neck, shoulder, and joint pain.

If you’re covered by an Aetna ACO or Kaiser Permanente plan, you also have access to additional resources tailored to your needs through your health plan.

No matter your health plan, you and your family members have access to inclusive care resources through Included Health, designed to help members of the LGBTQ+ and Black communities find high-quality, culturally competent care that respects and addresses the unique needs of each individual.

During times of illness or recovery, the Family and Medical Leave Act (FMLA) provides unpaid, job-protected time off so you can focus on healing and what matters most. You may also be eligible for short-term disability benefits to support your time away. And when you simply need time to manage your health, we offer time-off options that give you the space you need.

If you or your spouse is navigating menopause or low testosterone, you deserve thoughtful, expert led care tailored to your needs. Through Carrot, you have access to virtual and in person consultations, telehealth chats with menopause and low-testosterone specialists, coverage for hormone therapy and related prescriptions, support for routine lab work, and nutrition counseling. 

Whether you’re evaluating treatment options, seeking symptom relief, or simply looking for help understanding changes in your body, Carrot ensures that you don’t have to navigate it alone.

No matter where you are in your financial journey, State Farm offers tools and expert support to help you build confidence and make informed decisions. EY Navigate provides personalized financial guidance, offering unlimited access to online planning tools and one on one consultations with licensed EY financial planners who understand State Farm benefits.

To deepen your financial know how, State Farm also offers financial education workshops, covering topics like retirement readiness, investments, and long term planning.

Want to get the most out of your 401(k)? Make it a habit to check your contributions regularly and make sure you’re putting in enough to get the full company match. It’s an easy way to grow your savings faster. And who doesn’t love free money?

Because financial journeys aren’t always predictable, you can turn to the Employee Assistance Program (EAP) for help coping with financial stress, including legal guidance and counseling. If you’re facing financial hardship due to unexpected circumstances, explore whether assistance (sign in through SSORestricted access information) may be an option for you.

Big financial decisions, like buying a car, taking on a home project, or financing a major purchase, are easier with the right support. The State Farm Federal Credit Union (SFFCU) offers competitive loans, personal lines of credit, and vehicle loan preapprovals to help you move forward with confidence.

To be sure you’re getting the best deal on those big purchases, explore national discountsRestricted access information designed to help you get more for less. Thinking of buying a home? Don’t miss Home Services, Safety, & Moving, where you’ll find deals on mortgages, real estate rebates, and plenty of other helpful offers. New car on your radar? Check out Auto Sales & Service for discounts that can make your next ride more affordable. 

Whether you’re going back to school or helping a family member prepare for higher education, State Farm offers resources to make the process more affordable and less overwhelming. As an employee, you can pursue a degree or certification that supports your career growth through the Tuition Assistance Program.

To help you make informed choices about education planning for yourself or your child, State Farm also offers college planning support. This program is designed to strengthen your financial understanding and provide trusted guidance while navigating applications, essays, financial aid, deadlines, and more.

Planning a getaway is even more enjoyable when you can stretch your travel budget further. Our Discount Programs offer you access to a wide range of savings that can make vacations more affordable and stress free.

• Explore Perks at Work for exclusive discounts on travel, entertainment, hotels, car rentals, and more.
• Check out exclusive deals on our National Discounts page. The Entertainment, Travel, & Car Rentals category contains special offers on popular destinations, car rentals, and discounts at well-known hotels and travel brands.

Use your flexible time-off benefits to take the time you need to relax, recharge, and enjoy your trip.

Thinking about retirement? Congratulations! Retirement is a major milestone, and we’re here to help you plan for it every step of the way. For more details, head to our employee retirement pageRestricted access information.

Before you retire, be sure to bookmark this website’s home page from your home computer, so you can easily return to it to find contact information or other details.

When you’re feeling overwhelmed, stressed, or simply not like yourself, State Farm offers resources to help you get the support you need. Our Mental Health resources offer a range of tools and services designed to support your emotional well-being. 

Through the Employee Assistance Program (EAP), you and your family members can access 24/7 in the moment support, confidential counseling, work life services, and help finding local community resources — all at no cost. 

When life’s challenges require time away, our benefits provide you with flexibility to care for your mental health, support family members, or manage personal needs without added stress.

Experiencing a loss can feel overwhelming, but you don’t have to navigate it alone. Through the Employee Assistance Program (EAP), you and your family members can access confidential counseling, available 24/7, to help you process grief and find emotional steadiness. The EAP also provides toolkits, self guided resources, and support materials, giving you a range of ways to get help at your own pace. 

In addition, bereavement leave allows you the necessary time away from work to focus on your well-being, support your loved ones, and begin healing.

We understand that this is a difficult time for you, and managing practical matters can feel overwhelming. If your situation has changed due to a qualifying life event, support is available. You can visit the Changing Your Benefits page for guidance on updating your coverage and exploring your options. You have 60 days to make any changes. 

While you’re there, or whenever you feel ready, consider reviewing and updating your beneficiary designations to ensure that your benefits align with your current wishes and family situation.