New to State Farm?

Welcome to the State Farm family! We’re excited to help you take full advantage of your State Farm benefits. Be sure to enroll soon, as your enrollment period is limited.

Timing matters

When your coverage begins depends on your hire date and when you complete your enrollment.

  • If your hire date is the first calendar day of the month, your coverage is effective that day.
  • If you’re hired after the first calendar day of the month, your coverage is effective on the first calendar day of the following month.

If you do not make an enrollment selection within the first 60 days of your hire date, you will automatically waive access to your benefits, including medical coverage, until the next annual enrollment period or until you experience a qualifying life event.

Your first week

You’re automatically enrolled in the following benefits:

  • 401(k) Savings Plan
    • Unless you opt out or elect a different contribution rate within your first 30 days, you’ll be automatically enrolled at a pretax rate of 4% of eligible biweekly pay, with an automatic increase of 1% each year, up to a maximum of 15%.
    • You can start or change your contributions at any time.
    • Within days of State Farm sending your information to Vanguard, you will receive a welcome letter in the mail that includes a link to set up your Vanguard account and information about managing your contributions.
  • Employee Assistance Program
  • Short-term disability insurance (Note: You must complete six months of employment before you are eligible to use this benefit.)
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Within 60 days

Enroll for these benefits: 

Note: New hires in Hawaii are automatically enrolled in Kaiser HMO member-only coverage. To opt out of medical coverage, you need to complete and submit the HC-4 waiver form. 

Want help understanding your benefits?

We offer optional webinars that explain medical and financial benefits. While these sessions don’t cover every benefit that State Farm offers, they provide a solid starting point and can help you with enrollment decisions. 

For additional help, review the Medical Benefits Overview and Financial Benefits Overview. 

If you don’t enroll

If you do not elect your benefits during your first 60 days, you will have no health coverage, unless you are in Hawaii. You will need to wait until the next annual benefits enrollment to enroll yourself and your eligible dependents in health plans—unless you experience a qualifying life event during the year.

A few words about your coverage

After you complete your enrollment, it can take up to two weeks for your record to be updated in the systems of the insurance carriers (BCBSIL, Kaiser, Aetna, Cigna, VSP, etc.) and for each carrier to provide ID cards. You won’t get a physical ID card for your dental coverage (Cigna) or vision coverage (VSP). Just share your information with your provider at the time of service.

Once your coverage is active, you can create an account online or through the carrier’s mobile app.

If you need to access medical care or prescriptions before you receive your insurance carrier ID cards, you’ll need to pay out of pocket and then submit a claim for reimbursement—a good reason to make sure you complete your enrollment as soon as possible!

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Enroll anytime

Wherever your journey takes you, State Farm offers a wealth of other benefits you can engage with to support your health, financial, family, and personal goals. Here’s a preview:

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Ready to enroll?

Once you’ve reviewed your options and are ready to elect your benefits, head over to the enrollment website (auto sign-on with SSO | log in).

Need help? Call the State Farm Benefits Center at 866-935-4015. Representatives are available Monday through Friday, from 7 a.m. to 6 p.m. CT.

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